Investment Disclaimer
Last Updated: June 2026
Before using this website, One Billion Dollar Donation (hereinafter referred to as the "Site"), please read the following disclaimer carefully. Accessing and viewing the Site constitutes your agreement to this disclaimer.
1. Not Financial Advice
All articles, data, charts, investment philosophies, and strategies on this Site are a record created to share the author’s knowledge, information, and personal experience with neighbors and the wider community. Nothing on this Site constitutes professional financial advice, investment solicitation, stock recommendations, or legal/financial advice for wealth management.
2. Past Performance
Historical market data, backtest results, and portfolio returns posted on the Site are merely past records, and past performance does not guarantee or imply future returns. Financial markets constantly fluctuate due to various macroeconomic factors and unpredictable risks, which may result in the loss of principal investment.
3. Accuracy of Information
While the author makes every effort to create and update content based on reliable sources (e.g., Yahoo Finance, Bank of Korea, FRED), there is no legal warranty regarding the accuracy, completeness, or timeliness of the data or information provided. Inaccurate information may be included due to system errors, API delays, or issues with external data sources.
4. Limitation of Liability
The ultimate decision and responsibility for all investments and trades rest entirely with the investor (visitor) themselves. The author and operator of the Site shall not bear any legal liability for any direct or indirect losses, damages, or legal disputes arising from investment outcomes made by relying on the information or materials on this Site. We strongly recommend consulting with a certified financial professional, tax accountant, or legal expert before making any investment decisions.