Author & Editorial Policy
About the operator
I am an individual investor with 18 years of corporate experience and a father of two daughters. After years of trial and error with individual stocks and themes, I rebuilt my process around long-term index investing, asset allocation, and automatic contributions beginning in 2021.
This site is not research from a credentialed financial professional. I do not write here as a registered investment adviser, securities analyst, tax accountant, or attorney, and I claim no fiduciary role. What I can provide is a checkable record of what I studied and practiced, which rules changed after failure, what data I used, and where the limits remain.
- Investment journey and failures: My Investment History
- Current execution process: Strategy Overview
- Purpose and starting point: Philosophy Introduction
I do not publish my legal name or employer in order to protect family and workplace privacy. Given that limitation, the site aims to earn trust through sources, formulas, corrections, and the reader's ability to verify a claim, rather than through authority alone.
How an article is published
- Begin with a question from my investment record, an official document, a company filing, or a dataset.
- Separate factual claims from personal interpretation and link primary material where practical.
- For calculations, state the as-of date, formula, sample, treatment of costs, and known limitations.
- Review the English version against the Korean source for equivalent meaning and risk disclosure, not just literal wording.
- Correct errors when better evidence appears and update the review date after a material re-check.
Software and AI tools may assist with language editing, a translation draft, or code checks. The operator remains responsible for the decision to publish and for the final content; tool output is not treated as a substitute for primary evidence.
Conflicts and advertising
- I may currently hold, or may previously have held, an ETF or stock discussed on the site. Readers should independently review the evidence and risks.
- Any future sponsorship, paid article, or affiliate link will be labeled on the relevant content.
- Advertising, if introduced, will not give an advertiser control over topics, conclusions, security evaluations, or corrections.
- The site uses Google Analytics to understand aggregate traffic and content usage. No AdSense advertising runtime or ad placement is currently active. Before serving ads, the Privacy Policy and any required consent process will be reviewed again.
Errors and disagreement
If you find a factual error, calculation problem, missing risk, or translation mismatch, send the page URL and supporting evidence through the contact page. Reasoned disagreement with my investment approach is also welcome.
See Sources & Methodology for data handling and the Disclaimer for the boundary of responsibility.